.Union Financing Administrator Nirmala Sitharaman3 min checked out Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Administrator Nirmala Sitharaman announced that the government aims to open over 30 million brand new PMJDY accounts throughout 2024-25.Briefing media reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have levelled since the system's launch a decade earlier, along with a cumulative down payment balance of Rs 2.3 mountain.The common remainder every account has improved coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Roughly 80 per cent of these profiles are actually presently energetic." PMJDY has actually participated in a critical part during the course of the astronomical, specifically for women," stated Sitharaman.Regardless of the allotment for absolutely no harmony and also the absence of a minimum harmony demand, merely 8.4 per cent of the profiles keep a zero equilibrium. The plan has been actually particularly helpful in non-urban as well as semi-urban regions, where 66.6 per cent of the accounts are located.As of August 14, 2024, females account holders work with 55.6 per cent of the overall profiles, totaling up to 295.6 million accounts, according to the Department of Financing.
Currently, 99.95 per-cent of all occupied villages possess banking facilities on call within a 5-kilometre radius with a variety of touchpoints, consisting of banking company branches, automated teller machines, financial contributors, as well as India Post Settlements Bank.As of August 14, 2024, there are over 1.73 billion surgical CASA (bank account interest-bearing account) profiles in the nation, featuring much more than 530 million operative PMJDY accounts.Pertaining to social safety plans, Sitharaman highlighted that over 200 thousand increasing enrolments have provided life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual superior of Rs 436.Also, over 450 thousand cumulative enrolments have delivered one-year accidental cover of Rs 2 lakh (for death or irreversible total special needs) and Rs 1 lakh (for long-lasting limited disability) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 each year.The Atal Pension Yojana has registered over 68 million customers.In relations to credit-linked systems, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective loans totaling up to Rs 29.93 mountain (as of July 12, 2024) have been approved to deliver collateral-free institutional money to mini as well as small company systems around Rs 10 lakh for income-generating tasks.Under the Stand India Plan, 236,000 increasing finances completing Rs 53,609 crore (as of July 15, 2024) have been actually sanctioned to Set up Caste, Scheduled People, and females business owners for putting together greenfield jobs.Additionally, the Pradhan Mantri SVANidhi plan has actually approved loans worth Rs 12,630 crore to 6.52 thousand road vendors since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit remainder of Rs 2.3 mountain.u00b7 There more than 1.73 billion personnel CASA accounts.u00b7 Women account owners comprise 55.6% of overall profiles.1st Posted: Aug 27 2024|9:37 PM IST.